Roth Ira Married Filing Jointly 2024. You could earn a credit of 10%, 20%, or 50% of your contributions, up to a dollar amount of $2,000 ($4,000 if married filing jointly) as long as you're eligible. The exception is if your joint income is now higher than the income limits for roth iras set by the internal revenue service (irs) for couples filing jointly:
Amount of roth ira contributions that you can make for. If you file separately and did not live with your spouse at any time during the year, your ira deduction is determined under the single filing status.
